Cost guide
Cancer insurance premiums depend on a few clear factors. We don't post made-up averages; here's what moves the price and how to get a real number for you.
or call Matt: 704-802-2523 · text 704-237-0754
Free, no obligation
Hi, I'm Matt Matthew MacMillan, Licensed Agent · NPN 19951695This is a limited benefit policy for specified disease (cancer). It is supplemental, specified-disease indemnity insurance, not major medical coverage, and does not replace comprehensive health insurance. Policies typically include a waiting period (for example, 30 days after the effective date) before a diagnosis is covered, pre-existing condition limitations, and specific exclusions or reduced benefits (such as certain non-melanoma skin cancers or carcinoma in situ). See the policy for full details.
Important: Cancer insurance is a limited-benefit, specified-disease supplemental policy. It is not major medical insurance and does not replace health insurance or Medicare. Benefits, waiting periods, limitations, exclusions and availability vary by carrier and state.
Each carrier files its own rates by state, and they change. A generic "average" is usually wrong for you. A quote from Matt is free and takes a few minutes.
Think about your own exposure: your health plan's deductible and out-of-pocket maximum, plus travel, time off work and household costs during treatment. Matt can show two or three benefit levels side by side so you can pick what fits your budget.
Not connected with or endorsed by the U.S. government or the federal Medicare program.
Rates vary by carrier, age, state, benefit and tobacco use, and they change. Matt quotes plans actually available where you live instead.
Generally premiums are lower at younger ages, and some plans keep pricing tied to your age at issue. Check how the plan you're considering is rated.
Often a prior diagnosis affects eligibility or is excluded. Each carrier's application decides. Matt can check options.
Email: matt@themacmillanagency.com
Important: Cancer insurance is supplemental coverage that pays benefits for covered diagnoses. It does not replace comprehensive medical coverage. Benefits, limitations and waiting periods vary by plan. This is a solicitation for insurance. By responding you will be contacted by a licensed insurance agent. The MacMillan Agency is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any state agency. Cancer insurance is supplemental coverage and is not a substitute for major medical coverage, and it does not satisfy the requirement for minimum essential coverage. Plans, benefits, limitations, exclusions and availability vary by state and carrier. Benefit amounts depend on the plan selected. Licensed in AL, AZ, DE, DC, FL, GA, IL, IN, LA, MD, MI, NJ, NC, OH, PA, SC, TN, TX, UT, VA, WA.
