The MacMillan Agency, Life & Health InsuranceCall

Cancer Insurance

Cash when you need it most, paid directly to you.

Even with good health insurance, a cancer diagnosis can bring deductibles, travel and lost income. Cancer insurance can pay a lump-sum cash benefit on a covered diagnosis to help with whatever you need.

Senior couple sharing a warm hug at home

Why cancer insurance?

  • A lump-sum cash benefit paid directly to you upon first diagnosis of a covered cancer (for example, $10,000).
  • Use the money for anything*: deductibles, travel to treatment, rent, groceries or lost income.
    *Benefits are paid to you unless assigned. Tax treatment varies; consult a tax professional.
  • Works alongside your health insurance or Medicare coverage, not instead of it.
  • Options to fit your budget, with benefit amounts you choose.
  • Some plans also include benefits for treatment, screenings or hospital stays; details vary by plan.

Who is it for?

Families who want a financial cushion if a cancer diagnosis happens, people with high-deductible health plans, self-employed folks without paid leave, and anyone who'd rather focus on recovery than on bills.

~19-second overview. Example only; benefits vary by plan. *Benefits are paid to you unless assigned. Tax treatment varies; consult a tax professional.

Example only — hypothetical numbers

See how it can help

$10,000 lump sum paid on a covered diagnosis, example only. The cash goes directly to you, to use however you need.*

*Benefits are paid to you unless assigned. Tax treatment varies; consult a tax professional.

Example lump-sum benefit

$10,000

paid directly to you on a covered diagnosis

Could help with

  • Deductibles & copays
  • Travel & lodging for treatment
  • Household bills while you recover

For illustration only; this is not a quote. Benefit amounts and covered diagnoses vary by carrier and state. Cancer insurance is supplemental coverage that pays benefits for covered diagnoses. It does not replace comprehensive medical coverage. Benefits, limitations and waiting periods vary by plan.

Get My Coverage Now

How it works

1Request a quote

Fill out the short form or call/text Matt. It takes about a minute.

2Compare your options

Matt reviews plans available in your state and explains benefits in plain English.

3Get covered

Choose the plan that fits. If a covered diagnosis happens, benefits are paid in cash to you.

Matt MacMillan

About Matt

Your local, independent broker

Matt is an independent insurance broker based in Mooresville, serving Iredell County and the Lake Norman area. He's licensed in life and health insurance in 20 states plus DC. He holds a B.S. in Finance, and as a former NCAA football player, he brings a team mindset to every client: prepare well, explain the plan clearly, and stay in your corner long after the decision is made.

Email: matt@themacmillanagency.com · Book a Free Call

Learn more: critical illness insurance in Mooresville, NC · critical illness coverage for Lake Norman families · hospital indemnity insurance · hospital indemnity plans around Lake Norman

Free, no obligation

See your options in 4 quick steps

Matthew MacMillanMatthew MacMillan, Licensed Agent · NPN 19951695
What's your age range?
Do you have Medicare or health insurance?
What's your ZIP code?
Where should Matt send your options?

Takes 60 seconds · No obligation · Your info is never sold.

Important information

This is a limited benefit policy for specified disease (cancer). It is supplemental, specified-disease indemnity insurance, not major medical coverage, and does not replace comprehensive health insurance. Policies typically include a waiting period (for example, 30 days after the effective date) before a diagnosis is covered, pre-existing condition limitations, and specific exclusions or reduced benefits (such as certain non-melanoma skin cancers or carcinoma in situ). See the policy for full details.

Frequently asked questions

What is cancer insurance?

A supplemental plan that can pay a cash benefit, often a lump sum, when you're diagnosed with a covered cancer. Benefits are paid to you, not the hospital.

Does it replace my health insurance or Medicare?

No. It is supplemental coverage that works alongside your existing coverage. It is not major medical insurance.

Is there a waiting period?

Many plans have a waiting period before benefits apply, and they may have limitations or exclusions (for example, for pre-existing conditions). Matt will explain the details of each option.

How much does it cost?

Premiums depend on your age, state and the benefit amount you choose. Matt will show you options with no obligation.

Is it available in my state?

Matt is licensed in AL, AZ, DE, DC, FL, GA, IL, IN, LA, MD, MI, NJ, NC, OH, PA, SC, TN, TX, UT, VA and WA. Plans and availability vary by state.

Work with a local, licensed broker

  • Matt MacMillan, owner & broker of The MacMillan Agency in Mooresville, NC
  • Licensed Life & Health agent in 20 states plus DC
  • Independent: I can compare options from multiple carriers
  • No cost for my help, and no pressure

Email: matt@themacmillanagency.com

Important: Cancer insurance is supplemental coverage that pays benefits for covered diagnoses. It does not replace comprehensive medical coverage. Benefits, limitations and waiting periods vary by plan. This is a solicitation for insurance. By responding you will be contacted by a licensed insurance agent. The MacMillan Agency is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any state agency. Cancer insurance is supplemental coverage and is not a substitute for major medical coverage, and it does not satisfy the requirement for minimum essential coverage. Plans, benefits, limitations, exclusions and availability vary by state and carrier. Benefit amounts depend on the plan selected. Licensed in AL, AZ, DE, DC, FL, GA, IL, IN, LA, MD, MI, NJ, NC, OH, PA, SC, TN, TX, UT, VA, WA.

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